Guidance On How To Stop Wage Garnishment
One way that creditors will seek repayment of debts is to garnish your wages. That is, automatically take money from your paycheck in order to receive the payment they are owed. Once a garnishment has been ordered, you may be left with few options for dealing with the situation. This may result in people feeling embarrassed, as employers are informed of the garnishment in order for the wages to be taken.
At Lanser Law Office, we understand the stress that a wage garnishment can cause. From our office in Waukesha, we provide advice and solutions to clients who need to stop wage garnishment in New Berlin and throughout the Milwaukee area.
Take control of your debt before it gets to the point at which your wages may be garnished. Contact us at 262-522-2280 to get the fresh start you need and get your life back.
Why Are My Wages Being Garnished?
A garnishment does not just happen overnight. An individual who owes money on a car loan, credit card debt or other debts is first notified that they are being sued by a creditor or multiple creditors. If you do not do anything about the lawsuit and ignore the notice, a default judgment will be entered against you. This allows the creditor to have your wages garnished in order to gain payment on the debt.
What You Should Do If A Creditor Files A Lawsuit Against You?
If you have received a notice that a lawsuit is being filed against you, take action immediately to prevent a default judgment and garnishment from being ordered. The earlier you become involved in seeking a solution to your problems, the better off you will be. We can work together to determine the best way in which to proceed. This could mean filing bankruptcy protection to stop the collection actions against you. However, this is not always the best way to go for each client. We make determinations on a case-by-case basis, as our firm is not a bankruptcy mill.